EMV L3 Certification in Pakistan

Deazitech has an office in Lahore and runs EMV L3 certification on in-house UL Brand Test Tool and FIME toolsets. For a Pakistani acquirer, payment service provider or terminal vendor, that means Visa, Mastercard, Amex, JCB and UnionPay test campaigns against your own acquiring host, without waiting for a slot at someone else's lab.

For Pakistan

Your Host, Your Terminal, Our Toolsets

L3 certification proves the complete solution — terminal, kernel, payment application and your acquiring host — against each card scheme's requirements before the terminal goes live. We run the scheme test plans against your host, analyse every failed case, fix and retest, and hand the results to your acquirer to submit.

With an office in Lahore, we work in your time zone, and because the toolsets are our own, the campaign runs on your project's schedule.

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Scheme Test Programs

Visa ADVTVisa CDETMastercard M-TIPAmex AEIPSAmex ExpresspayJCBUnionPay

Tooling

UL Brand Test ToolFIME Test ToolsNTN Server

Built For

Acquiring BanksPayment Service ProvidersTerminal VendorsPOS App Developers
By Scheme

What Each Campaign Runs, and Who Submits It

SchemeTest ProgramSubmitted By
VisaADVT for contact, CDET for contactlessYour acquirer
MastercardM-TIPYour acquirer
AmexAEIPS for contact, Expresspay for contactless, against an NTN serverYour acquirer
JCBJCB's own test programYour acquirer
UnionPayUnionPay's own test programYour acquirer

Our completed campaigns cover Visa, Mastercard and Amex. We also take on JCB and UnionPay campaigns.

How It Works

A Campaign, Start to Hand-Off

01

Scope

Schemes, terminal model, kernel and application versions, and your acquiring host's test environment agreed up front.

02

Execute

Scheme test plans run on our own UL Brand Test Tool and FIME toolsets, across contact, contactless and PIN scenarios.

03

Analyse

Every failed case traced to its cause — terminal parameters, application flow or host response.

04

Fix & Retest

If the application is ours, or handed to us, the same team fixes it and reruns the cases in the same cycle.

05

Hand Off

Results and logs packaged for your acquirer to submit to each scheme.

Track Record

Completed L3 Certification

We have completed L3 certification for Kozen, Sunmi, Feitian and Urovo terminals in South Africa, with two of South Africa's major acquiring banks, one of them also through a payment gateway. The scheme test programs are the same ones a Pakistani acquirer's campaign runs.

FAQ

L3 Certification in Pakistan, Explained

Can you run Visa, Mastercard and Amex L3 certification for our terminal on our Pakistani acquiring host?
Yes. We run Visa ADVT and CDET, Mastercard M-TIP, and Amex AEIPS and Expresspay against an NTN server, on your terminal and against your acquiring host's test environment. We fix and retest any failures and prepare the test results and logs for each scheme.
Who submits the certification results to the scheme?
Your acquirer. We hand over the test results and logs for each scheme, and the acquirer submits them to Visa, Mastercard or Amex.
Do you take on JCB and UnionPay certification?
Yes. We take on JCB and UnionPay campaigns alongside Visa, Mastercard and Amex. Each follows that scheme's own test program.
Have you completed L3 certification before?
Yes. We have completed L3 certification for Kozen, Sunmi, Feitian and Urovo terminals in South Africa, with two of South Africa's major acquiring banks, one of them also through a payment gateway. The same scheme test programs apply in Pakistan.
How long does an L3 campaign take?
At Deazitech, a standard single-scheme campaign, run in-house on a platform we already know, typically takes 2–4 weeks from kickoff to scheme submission. Scheme review time after submission is set by the scheme, not by us.
Do you develop EMV kernels or handle PCI PTS approval?
No. EMV L2 kernels and PCI PTS approval come from the terminal vendor, and we do not perform L1 or L2 certification. L3 is the certification we run.

Certifying a Terminal in Pakistan?

Tell us the schemes, the terminal and your acquiring host — we'll tell you honestly what the campaign involves and how long it will take.

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